Funded Trading Plus Rules Explained: Drawdown, Profit Targets & Time Limits (2026)

Funded Trading Plus Rules Overview

Funded Trading Plus is a UK-based proprietary trading firm founded in 2013 and regulated by FTP London Ltd., headquartered in Manchester. The firm operates a three-tier evaluation model that allows traders to access funded accounts through different pathways: the traditional 2-Step Classic evaluation, the accelerated 1-Step Express program, and the Instant Funding option that bypasses evaluation entirely.

With $19.5 million paid out to over 60,000 traders worldwide and a 4.7/5 Trustpilot rating, Funded Trading Plus specializes in forex, indices, commodities, and crypto trading across five supported platforms including cTrader and DXTrade. The firm's core value proposition centers on scalable profit splits (up to 100% with their growth program) and the ability to scale funded accounts from initial levels up to $2.5 million in trading capital.

Account Types and Pricing

Funded Trading Plus offers three distinct account pathways, each with different entry costs and evaluation requirements:

Account Type	Monthly Cost	Evaluation Steps	Best For
2-Step Classic	$119/month	Two evaluation phases	Conservative traders seeking lower entry cost
1-Step Express	$119/month	Single evaluation phase	Traders confident in their strategy wanting faster progression
Instant Funding	$299/month	No evaluation required	Traders seeking immediate access to funded capital

Note: Pricing is subscription-based and charged monthly. All accounts provide access to the same five trading platforms and support team, with the primary difference being the evaluation requirements and time to funding.

Profit Targets

Profit targets in Funded Trading Plus evaluations scale based on the initial account size assigned to your evaluation. The specific profit target percentages are designed to be achievable but challenging, balancing trader viability with firm risk management.

• 2-Step Classic: Traders must hit specific profit targets in Phase 1, then progress to Phase 2 with the same or modified targets before unlocking a funded account. The multi-step structure allows traders to demonstrate consistency across different market conditions.
• 1-Step Express: A single profit target must be achieved to move directly to a funded account. This compressed timeline appeals to traders with proven track records.
• Instant Funding: No profit target requirement—traders receive funded capital immediately upon account creation and activation.

Profit targets are calculated as a percentage of the starting account balance. For example, if your evaluation account is $10,000 and the target is 8%, you need to reach $10,800 in account equity to pass that phase. Targets reset upon advancement to the next phase or upon reaching a funded account.

Drawdown Rules

Drawdown limits are critical risk controls that terminate your evaluation or funded account if losses exceed specified thresholds. Funded Trading Plus implements both daily and maximum drawdown restrictions:

• Daily Drawdown: A daily loss limit prevents traders from losing more than a specified percentage in a single trading day. Once this limit is hit, all trading is halted for the remainder of the calendar day. The exact daily drawdown percentage should be verified in your account terms, as it may vary by account tier.
• Maximum Drawdown (Trailing/Static): The maximum drawdown is calculated from your account's highest equity peak. This is typically a trailing calculation, meaning it resets as your account equity reaches new highs. If your account balance drops more than the allowed maximum drawdown percentage from the highest point reached, the account is terminated.
• Calculation Method: Drawdowns are measured in percentage terms relative to account equity. A 10% maximum drawdown on a $10,000 account means losses cannot exceed $1,000 from the account peak.
• Reset Conditions: On funded accounts, drawdown limits typically reset on a monthly basis, allowing traders a fresh start at the beginning of each calendar month.

Example: If your funded account is $25,000 and you hit a peak of $27,000, then experience losses that bring it to $24,300, you've lost $2,700 from peak ($27,000 - $24,300). This represents a 10% drawdown from peak, which would terminate the account if the maximum drawdown limit is 10%.

Trading Restrictions

Funded Trading Plus enforces strict trading rules to minimize excessive risk-taking and ensure trading aligns with sound risk management principles:

• Lot Size Limits: Lot sizes are capped relative to account equity to prevent overleveraged positions. Maximum position sizing is typically determined as a percentage of account balance, ensuring no single trade can damage the account excessively.
• Hedging Rules: Traditional hedging (holding simultaneous long and short positions in the same instrument) is typically prohibited to prevent artificial complexity and hidden losses.
• Expert Advisors / Automated Trading: Algorithmic trading and automated systems are permitted, as noted in Funded Trading Plus's key features. However, all systems must operate within drawdown and position sizing limits.
• News Trading: Trading during major economic news events may be restricted or prohibited during specific windows (typically 1-2 minutes around high-impact announcements) to prevent slippage and gap risk.
• Weekend Holding: Positions held over weekends on forex pairs may be restricted, as market gaps on Monday open can generate rapid, uncontrollable losses. Specific instruments may have different rules.
• Copy Trading / Account Sharing: Your funded account is non-transferable and personal to you. Sharing login credentials or using copy trading services that manipulate your account without direct control is typically prohibited.
• Scalping and High-Frequency Trading: Rapid in-and-out trading (scalping) is generally permitted, though traders should verify round-trip latency on their chosen platform.

Trading restrictions are enforced automatically by the platform and trading terminals. Violations may result in immediate account suspension or termination regardless of current profitability.

Profit Split and Payouts

One of Funded Trading Plus's primary advantages is its scalable profit-sharing structure, which rewards consistent traders with increasingly favorable splits.

• Initial Profit Split: Traders typically receive 70-80% of profits generated on their funded account, with Funded Trading Plus retaining 20-30%. The exact percentage should be confirmed with your account tier.
• Growth Program / Scaling Splits: As traders scale to larger account sizes (reaching $500,000+), profit splits can increase to 90% and ultimately 100%, meaning traders keep all profits above that threshold.
• Withdrawal Frequency: Profits can typically be withdrawn monthly, calculated from the previous month's trading activity.
• Minimum Withdrawal: There is usually a minimum withdrawal amount (commonly $100-500), below which traders cannot request a payout.
• Processing Time: Withdrawal requests typically process within 5-10 business days after submission, though this may vary by payment method and destination region.
• Payment Methods: Payouts are generally processed via bank transfer or other financial methods supported for your region. Cryptocurrency withdrawal options should be verified.

Profit splits are calculated on the net difference between your starting funded account balance and your ending balance for the period, excluding commissions and spreads already deducted by the broker.

Scaling Plan

Funded Trading Plus offers a structured scaling path that allows successful traders to increase their trading capital from initial account sizes up to $2.5 million:

• Initial Funded Account: Starting account sizes typically range from $5,000 to $50,000 depending on the evaluation tier and selection made during account setup.
• Scaling Milestones: After reaching profitability targets and maintaining the account for a specified period (usually 30-90 days), traders can request a capital increase. First scaling typically increases the account by 1-2x the original size.
• Subsequent Scaling: Subsequent increases follow similar patterns, with each tier requiring demonstrated profitability and strict adherence to trading rules over a defined period.
• Maximum Account Size: Funded Trading Plus allows scaling up to $2.5 million in a single account, with unlimited scaling across multiple accounts for traders managing multiple strategies.
• Scaling Requirements: To qualify for scaling, traders must maintain a positive equity curve over the scaling period, avoid account terminations, and demonstrate consistent profitability. Some scaling rounds may have a one-time fee or extension of the monthly subscription.

The scaling timeline is merit-based. Traders with faster, more consistent profitability may progress more quickly, while conservative traders may take longer between scaling rounds.

Funded Trading Plus Rules vs Competitors

How does Funded Trading Plus stack up against other major prop firms? Here's a comparison of key rule differences:

Rule Category	Funded Trading Plus	Competitor A	Competitor B
Entry Cost (Lowest Tier)	$119/month	$99/month	$149/month
Instant Funding Available	Yes ($299/mo)	No	Yes ($399/mo)
Max Drawdown	Typically 10%	Typically 8%	Typically 12%
Initial Profit Split	70-80%	80-85%	70%
Max Scaling Size	$2.5 million	$2 million	$5 million
Platforms Supported	5 platforms (cTrader, DXTrade, etc.)	3 platforms	2 platforms
Expert Advisors Allowed	Yes	Yes	No

Key Takeaways:

• Drawdown Leniency: Competitor B offers the most forgiving drawdown (12%), while Competitor A is the strictest at 8%. Funded Trading Plus falls in the middle at 10%, balancing trader flexibility with firm risk management.
• Profit Split: Competitor A offers slightly better initial splits (80-85%), making it better for traders prioritizing immediate profit retention. Funded Trading Plus is competitive but not the best on this metric alone.
• Platform Flexibility: Funded Trading Plus stands out with 5 supported platforms, offering traders maximum flexibility to use their preferred tools.
• Instant Funding: Both Funded Trading Plus and Competitor B offer instant funding, but Funded Trading Plus charges less ($299 vs $399 monthly).

Red Flags and Fine Print

Every prop firm has nuances and terms traders should understand before committing funds:

• Recurring Monthly Fees: All account types charge monthly subscription fees ($119-$299) regardless of trading activity or profitability. If you trade unprofitably but stay within drawdown limits, you still pay the monthly fee. Many traders don't account for this cumulative cost, especially across evaluation accounts.
• CFD-Only Trading: All instruments traded through Funded Trading Plus are CFDs (contracts for difference), not direct stock or futures access. This means you cannot own underlying assets and are exposed to counterparty risk with the broker.
• Strict Rule Enforcement: Per user reviews, Funded Trading Plus enforces trading rules strictly. Violations such as excessive news trading, weekend gaps, or position sizing breaches may result in immediate account termination with no recovery of monthly fees or unrealized profits.
• No Mobile Trading App: Funded Trading Plus doesn't offer a dedicated mobile app. Traders must rely on the broker's own mobile terminals (cTrader, DXTrade, etc.), which may have limited functionality compared to desktop platforms.
• Evaluation Account Reset: If you fail an evaluation, you must purchase a new evaluation account to retry. This means re-paying the monthly fee for a fresh start, incentivizing traders to be overly cautious rather than realistic about strategy viability.
• Profit Calculation Delays: While monthly withdrawals are processed within 5-10 business days, profit calculations may lag due to position reconciliation and account closure processes. Traders should not expect day-of-month payouts.
• Account Dormancy: Funded Trading Plus may terminate accounts or suspend funding if no trades are placed for extended periods (typically 30+ days). Check your account terms for exact dormancy thresholds.
• Leverage Limits: While the firm supports automated trading, leverage is typically capped (commonly 1:100 on forex) to control risk. Traders accustomed to higher leverage may find this limiting.

Bottom Line: Funded Trading Plus is a legitimate, well-established firm with strong user reviews and transparent operations. However, the combination of ongoing monthly fees, strict rule enforcement, and CFD-only access means traders should fully understand the cost structure and restrictions before applying.

For more details, see our full Funded Trading Plus review or compare prop firms side-by-side.